Determining Your Optimal Growth Asset Percentage

For long term investors, most evidence-based approaches will favour equities, with some bonds for stability and a small cash buffer. History shows that equities will give you the highest returns over the the long-term, however the right percentage of equities (referred to as 'growth assets') will, however, depend on your risk tolerance and ability to stay invested during market drops.

Answering a few questions will give an indication of the time that you have to invest and your liquidity needs. We use this to determine the range of portfolio growth asset percentages that could apply to your investment.